Tiffany Hudson
Re/Max Premier Associates / The Tiffany Hudson Team
Cell: 786-340-8294
Office: 786-704-8117
Fax: 786-257-5677


Solutions, Options & Assistance for Homeowners facing Foreclosure

What is a Short Sale!

It is a solution & option for Homeowners who need to sell their home & owe more on their home than it is actually worth.

Due to the decline in the economy, home market values have fallen significantly leaving many homeowners with home loans higher than their home values, high interest rates, general financial difficulty & unable to meet their home loan obligations. But recent changes in the Obama Administration & in Companies corporate policies have meant that Banks/ Lenders are willing to negotiate & work on solutions to help homeowners avoid foreclosure.

Completing a short sale is a complicated process needing expertise & professional execution, a total knowledge of the process & all available options from start to finish & we as the short sale experts are able to assist you with this.

We can help you to sell your home & negotiate with the Bank/Lender on your behalf to ensure that your short sale is approved & a smooth seamless transaction is completed. We will handle the short sale mitigation, processing, negotiations with the lender & homeowner associations on your behalf to sell your property at no cost to you.

A short sale explained:

When a Homeowner owes more on his/her property than its current value, a negotiation can be entered into with the homeowners mortgage company/companies where they agree to accept less than the full amount owed on the loan so that the house can be sold by the owner for its current lesser market value & thus avoid foreclosure.

To qualify for a short sale, homeowners must have one of the following circumstances:

Financial Hardship-

A situation has occurred that has resulted in you having difficulty in paying your mortgage such as "loss of income or sickness".

A shortfall in monthly income:

You owe more in debt than you actually earn in income, for example if your mortgage payments equal more than 60% of your monthly income than you may qualify.

-The home that you are unable to make your mortgage payments on is your primary residence.

-You have been turned down for a loan modification, don't qualify for a modification of your mortgage or the bank has or intends to take foreclosure proceedings against you.


  • You have no significant liquid assets that would allow you to pay off or down on your mortgage. 

Short Sale Benefits

  • Your home sale will be handled like any other home sale.
  • You are in control of the sale, not the Bank.
  • You have a choice in who buys your home.
  • You avoid Foreclosure of your home & the negative ramifications that result from it.
  • You may qualify to buy another Home after a short sale in as little as two years.
  • A short sale shows as a payment of a debt on credit reports versus a foreclosure which will be stated on your report & negatively affect your credit long term & your ability to buy another home for a long time thereafter.
  • A foreclosure can severely affect your credit history, credit score, employment opportunities, future employment & chances of acquiring a loan whereas a short sale does not.

Other Foreclosure alternatives

Also there are many Foreclosure alternatives & we can advise you on all of your options such as:

  • Short Sale                                                     
  • Forbearance or Repayment
  • Mortgage Modification
  • Reinstatement
  • Deed-in-lieu
  • Rent of the property
  • Refinance
  • Sale of the Property
  • Bankruptcy


These are only some of the available options to you! Call us for a free consultation & evaluation of your individual situation at 786 704 8117 or email



Agent Login |  Guest Login

Home |  Contact Us
Powered By DPI Showcase Real Estate Web Sites
Copyright ©2003-2018 ShowCase. All Rights Reserved.